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We handle the entire legal process from start to finish.  Buying and selling all types of homes in Stroud and its surrounding areas.

Cotswold cottage

We carry out all types of property purchases and sales from apartments to country homes and everything in between.  We also help with buy to let properties and auctions.

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We provide advice and support throughout the transaction to ensure it runs as smoothly as possible and that the conveyancing completes with a minimal amount of fuss, to a timescale you need and at a cost you have agreed.

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An expert, local service where we keep you updated every step of the way using the latest technology. We buy and sell residential property in Gloucestershire including Stroud, Nailsworth, Minchinhampton, Stonehouse, Tetbury and surrounding areas.

"Working with Jo Rayner has been amazing, she has been chasing the other solicitors constantly and provide strong support during the full process. Strongly recommended especially if you are not very familiar with processes, she will be your protective angel."

5 STAR REVIEW

Property Purchase

Guidance - Our fees cover all of the work* required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

 

We are required to charge VAT. VAT is a government tax that we are required to charge, and will usually be added at 20% to our fees and disbursements, except where we indicate the disbursements are outside the scope of VAT. The fees listed are our average fee ranges for a purchase transaction. The fee (including additional fees and disbursements) may vary depending on the source of the instruction, your solicitor’s experience and location, the property price and what work we are required to do.

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Legal Fee: £399 - £5,000 (+20% VAT of £79.80 - £1,000)

Other Additional Fees (If applicable to your transaction)

  • Leasehold: £100 - £300 (+20% VAT of £20 - £60)

  • Help To Buy: £100 - £500 (+20% VAT of £20 - £100)

  • Help To Buy ISA: £50 (+20% VAT of £10)

  • Telegraphic Transfer: £45 (+20% VAT of £9)

  • SDLT Admin: £50 - £125 (+20% VAT of £10 - £25)

  • Acting For Lender: £100 - £500 (+20% VAT of £20 - £100)

  • TR Guarantee (optional): £70 (+20% VAT of £14)

  • Islamic Mortgage: £195- £395 (+20% VAT of £39 - £79)

  • Administering Gifted Deposit - from a third party: £95 - £295 (+20% VAT of £19 - £59)

  • Administration for Applying Unilateral Notice - with the Land Registry: £50 (+20% VAT of £10)

  • Update to External Portals: £35 - £95 (+20% VAT of £7 - £19)

  • Limited Company Purchase: £250 (+20% VAT of £50)

Referral fee (if any):

Amount of average referral fee paid £150.

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Please note this is our average referral fee. This fee will vary depending on the source of the instruction.

Disbursements (third party costs)

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

  • Search Pack: £549 (+20% VAT of £109.80)

  • Bankruptcy Search: £2 per person

  • ID/AML Checks: £6 - £49 + VAT per person

  • Land Registry Search: £6 (Help to Buy) £3 (Non-Help to Buy)

  • Land Registry Fee: £40 - £910

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Please note the fee range will vary depending on the work required. Factors which may increase the fees charged include:

  • If the property is leasehold;

  • If a lease extension of deed of variation is required;

  • If there is Help to Buy involvement;

  • If you wish for us to expedite your transaction;

  • If we also need to act for your lender;
    If there is a referral fee;

  • If the purchase is off-plan;

  • If we cannot meet you in person and will need to complete an electronic ID check;

  • If a unilateral notice is required to be registered with the Land Registry;

  • If you are a non-UK resident.

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Please contact us for a quote tailored to your particular transaction. 

Stamp Duty /Land Tax (SDLT)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC's website or if the property is located in Wales by using the Welsh Revenue Authority's website.

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How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 8-12 weeks.

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It can be quicker or slower, depending on the parties in the chain and the timeliness of each party’s responses and returning documents. For example, if you are a first-time buyer, purchasing a new build property with a mortgage in principle, it could take 8 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 12 to 18 weeks. In such a situation additional charges would apply.

How long will my house purchase take?

The precise stages involved in the purchase of a residential property vary according to the circumstances; however below we have outlined the traditional stages we carry out on a standard purchase.

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  • Take your instructions and give you initial advice;

  • Check finances are in place to fund purchase and contact lender's solicitors if needed;

  • Receive and advise on contract documents;

  • Carry out searches;

  • Obtain further planning documentation if required;

  • Make any necessary enquiries of seller's solicitor;

  • Give you advice on all documents and information received;

  • Go through conditions of mortgage offer with you;

  • Send final contract to you for signature;

  • Agree completion date (date from which you own the property);

  • Exchange contracts and notify you that this has happened;

  • Arrange for all monies needed to be received from lender and you;

  • Complete purchase;

  • Deal with payment of Stamp Duty/Land Tax;

  • Deal with application for registration at Land Registry.

* Our fee assumes that:

  1. this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction;

  2. this is the assignment of an existing lease and is not the grant of a new lease;

  3. the transaction is concluded in a timely manner and no unforeseen complication arise;

  4. all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation;

  5. no indemnity policies are required. Additional disbursements may apply if indemnity policies are required;

  6. you are referring to us directly and not through a panel or agent where referral fees may apply, these will be disclosed to you in our client care letter.

Property Sale

Guidance - Our fees cover all of the work* required to complete the sale of your home.

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We are required to charge VAT. VAT is a government tax that we are required to charge, and will usually be added at 20% to our fees and disbursements, except where we indicate the disbursements are outside the scope of VAT. The fees listed are our average fee ranges for a sale transaction. The fee (including additional fees and disbursements) may vary depending on the source of the instruction, your solicitor’s experience and location, the property price and what work we are required to do.

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Legal Fee: £399 - £5,000 (+20% VAT of £79.80 - £1,000)

Other Additional Fees (If applicable to your transaction)

  • Leasehold: £200 - £300 (+20% VAT of £40 - £60)

  • Telegraphic Transfer: £45 (+20% VAT of £9)

  • TR Guarantee (optional): £70 (+20% VAT of £14)

  • Islamic Mortgage (Redemption): £195 - £395 (+20% VAT of £39 - £79)

  • Limited Company Sale: £250 (+20% VAT of £50)

Referral fee (if any):

Amount of average referral fee paid £150.

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Please note this is our average referral fee. This fee will vary depending on the source of the instruction.

Disbursements (third party costs)

Disbursements are costs related to your matter that are payable to third parties, such as management packs (if applicable). We handle the payment of the disbursements on your behalf to ensure a smoother process.

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  • Office Copies: £20 - £95

  • ID/AML Checks: £6 - £49 + VAT per person

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Please note the fee range will vary depending on the work required. Factors which may increase the fees charged include:

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  • If the property is leasehold;

  • If there is a referral fee;

  • If you wish for us to expedite your transaction;

  • If we cannot meet you in person  and will need to complete an electronic ID check;

  • If you are a non-UK resident.

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Please contact us for a quote tailored to your particular transaction.

How long will the sale of my house take?

The length of time between instructing us (once receiving an offer on your property) to moving out of your property will depend on a number of factors. The average process takes between 6-10 weeks.

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It can be quicker or slower, depending on the parties in the chain and the timeliness of each party’s responses and returning documents. For example, if you are selling a property that is leasehold, we will need to apply for the management pack; this can take significantly longer depending on the timeframes of the individual management company. Another example would be if you are selling a property with structural issues such as subsidence, this can take significantly longer than 6-10 weeks and in such a situation, additional charges would apply.

Stages of the process

The precise stages involved in the sale of a residential property vary according to the circumstances; however below we have outlined the traditional stages we carry out on a standard sale.

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  • Take your instructions and give you initial advice;

  • Check finances are in place to fund any related purchase (if applicable);

  • Respond to any pre contract enquiries;

  • Obtain a copy of the Title and prepare a contract to send to purchasers Solicitors;

  • Collate information on fixtures and fittings and send to purchasers Solicitors;

  • Respond to any raised enquiries;

  • Receive transfer and arrange signature with you;

  • Arrange an exchange and completion date;

  • Obtain redemption statement from any relevant Lender to settle any outstanding amount on the mortgage;

  • Transfer any remaining money from sale to the seller.

* Our fee assumes that:

  1. This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction;

  2. The transaction is concluded in a timely manner and no unforeseen complication arise;

  3. All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation;

  4. No indemnity policies are required. Additional disbursements may apply if indemnity policies are required;

  5. You are referring to us directly and not through a panel or agent where referral fees may apply, these will be disclosed to you in our client care letter.

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